CHAI's Home Loan Program
Join the hundreds of households that have chosen CHAI as their trusted home loan partner!
Since 1983, CHAI has worked to promote homeownership in northwest Baltimore by providing affordable loans. Over the years, CHAI has supported numerous families to achieve their dreams of homeownership, make vital home improvements, and save on energy costs.
Explore the loans we offers to residents in designated neighborhoods in northwest Baltimore.
CHAI Loan Program Eligibility
To apply for a CHAI loan, borrowers must meet certain eligibility criteria based on these factors: property address, household income, home value, ownership, and occupancy.
*Please Note: Being eligible for a CHAI loan does not guarantee that an applicant will be approved.*
“On behalf of my family, I would like to thank CHAI for providing us the resources to make several needed improvements to our home and adding value to our house as well as the Fallstaff neighborhood at large.”
