CHAI's Home Loan Program
Join the hundreds of households that have chosen CHAI as their trusted home loan partner!
Since 1983, CHAI has worked to promote homeownership in northwest Baltimore by providing affordable loans. Over the years, CHAI has supported numerous families to achieve their dreams of homeownership, make vital home improvements, and save on energy costs.
Explore the loans we offers to residents in designated neighborhoods in northwest Baltimore.
CHAI Loan Program Eligibility
Borrowers must meet specific eligibility criteria, including requirements related to address, household income, home value, ownership, and occupancy. The appraised home value may not exceed $483,900.
Please Note: Being eligible for a CHAI loan does not guarantee that an applicant will be approved.
“On behalf of my family, I would like to thank CHAI for providing us the resources to make several needed improvements to our home and adding value to our house as well as the Fallstaff neighborhood at large.”
