For Homeowners
Already own your home?
CHAI is a HUD-approved housing counseling agency with counselors who can help you be a responsible and successful homeowner by maintaining a healthy home, planning for future home improvements, and understanding equity and refinancing options. If you have a question or inquiry related to homeownership in Baltimore, please contact one of our counselors below.
CHAI Loans
CHAI's low-interest loans can help add to the value of your house and make homeownership more affordable while you live there.