Already own your home?

CHAI is a HUD-approved housing counseling agency with counselors who can help you be a responsible and successful homeowner by maintaining a healthy home, planning for future home improvements, and understanding equity and refinancing options. If you have a question or inquiry related to homeownership in Baltimore, please contact one of our counselors below.

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CHAI Loans

CHAI's low-interest loans can help add to the value of your house and make homeownership more affordable while you live there.

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