Since 2009, CHAI has helped hundreds of homeowners at risk of losing their homes to foreclosure. With so many people out of work and unable to make mortgage payments due to the COVID pandemic, CHAI expects to see an increase in the number of homeowners at risk of default and foreclosure, especially with the federal moratorium expiring at the end of January. CHAI’s knowledgeable and dedicated housing counselors stand ready to offer guidance and assistance to homeowners being impacted by the pandemic and forced to navigate this complex challenge. CHAI’s foreclosure counselors strongly recommend that anyone struggling to make mortgage payments reach out for assistance as soon as possible.