CHAI’s Loan Program Helps Residents Become Homeowners

August 7, 2025

When Mr. W purchased his new home in northwest Baltimore, CHAI’s Homebuyer Incentive Grant made a big difference. “The grant program was very straightforward and easy to navigate,” he shared. “It significantly helped reduce the upfront costs of my purchase, making the entire process much more manageable. I’d absolutely recommend it to anyone who qualifies.” CHAI’s Homebuyer Incentive Grant is a $5,000 forgivable loan for first-time homebuyers in 21215, available to make homeownership in northwest Baltimore more attainable than ever by helping eligible buyers with closing costs. This grant is part of CHAI’s revitalized home loan offerings. Click here to learn more!