If the government shutdown is affecting your household, CHAI can help you find the right resources. Contact us at 410-500-5300.

CHAI’s Home Loan Program Helps Residents Stay Rooted and Resilient

September 4, 2025

When one northwest Baltimore family needed to expand their home to care for an ailing family member, CHAI was there to help. The cost of renovations was out of reach, but the family found a path forward through CHAI’s Home Improvement Loan, which offers eligible homeowners in northwest Baltimore up to $20,000 for necessary repairs, upgrades, or additions to their homes. With flexible repayment options and a recently streamlined digital application, the loan makes it easier for homeowners to revitalize their homes without added financial strain. For this family, the loan meant creating additional space to accommodate their changing circumstances—turning a house into a home that better supports their loved one. CHAI is committed to helping our neighbors feel deeply rooted in their homes and community. Through our Home Loan Program, we’re building a more resilient and inclusive northwest Baltimore.