Virtual Homebuyer Education Workshop
CHAI HOMEBUYER EDUCATION SERVICES
Homebuyer Education Services are offered in a two-step program: Homebuyer Education Workshops and a required follow-up Homebuyer Individual Counseling session.
CHAI is a HUD and Baltimore City-approved housing counseling agency. Housing counseling covers the following topics: preparing to apply for a mortgage; how much you can afford; understanding credit; selecting a realtor and lender; keeping your home; and managing your finances.
Housing counseling consists of two components: 6-hours of homebuyer education (either in-person or online), followed by an individual counseling session. Both must be completed to access down payment and closing cost assistance programs, such as the Baltimore City Homebuyer Incentive Programs described below.
PLEASE NOTE: Although CHAI’s offices are closed to the public, CHAI continues to offer free, monthly HUD-certified Homeownership Workshops via Zoom, as well as individual homeownership counseling and foreclosure prevention counseling.
For more information about CHAI’s Zoom Homebuyer Workshops and to register for upcoming workshops, visit: eventbrite.com/o/chai-comprehensive-housing-assistance-inc-10695175810
Potential homebuyers who cannot attend a CHAI Homeownership Workshop can complete an online eHomeAmerica Homebuyer Education Course offered by eHomeAmerica. For more information and to register, visit: ehomeamerica.org/chaibaltimore
INDIVIDUAL HOUSING COUNSELING
After completing the CHAI workshop or the eHomeAmerica course, potential homebuyers should contact Homeownership Specialist, Chesca Stein to schedule an Individual Housing Counseling session at email@example.com or 410-500-5309. Counseling sessions are offered via Zoom and telephone.
BALTIMORE CITY HOMEBUYER INCENTIVE PROGRAMS
Baltimore City’s Office of Homeownership offers a variety of incentive programs to homebuyers purchasing in Baltimore City. All incentives require homeownership counseling from a city-approved homeownership counseling agency such as CHAI.
For more information, visit dhcd.baltimorecity.gov/hho/homeownership-incentives or contact the Office of Homeownership at 410-396-3124.