Watch the slideshow from our Annual Meeting on June 8.

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CHAI offers Homebuyer Education Workshops and one-on-one pre-purchase counseling to guide you on your path to homeownership.

CHAI also helps homeowners who are struggling with their mortgage or can’t pay their rent. Learn more.

CHAI is a HUD-approved housing counseling agency.

Tenemos un consejero que puede brindar servicios en español.

Homebuyer Education Workshops

Thinking about buying a home?

Join us at one of our monthly workshops to learn everything you need to know about becoming credit-ready, selecting a realtor, getting a mortgage, and down payment incentives!

DUE TO COVID-19, CHAI’s Homebuyer Education Workshops are being conducted via Zoom.

Workshops are also available 24-7 online through eHome America. For more information and to register, visit:

2021 Homebuyer Education Workshops

June 21 & 22     October 18 & 19

July 19 & 20      November 15 & 16

August 16 & 17

Register for a Workshop

Pre-purchase Counseling

Pre-purchase counseling helps first-time homebuyers understand the home buying process and prepare for the responsibilities of homeownership.

Please note: To be eligible for funds through Maryland State and/or Baltimore City incentive programs, first-time homebuyers must attend a homebuyer education workshop and one-on-one pre-purchase counseling.

DUE TO COVID-19, all counseling is being held remotely.

To schedule an individual session (via Zoom and/or telephone) contact Stephanie Davis at or 410-500-5310.

Homebuyer and Home Improvement Loans

CHAI offers interest-free, 2nd mortgage loans to existing homeowners for interior and exterior repairs, home upgrades that reduce household energy consumption, and down payment and closing cost reimbursements.

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Does your house or property need a facelift?

CHAI makes matching grants up to $500 for façade improvements to homes in the Glen and Fallstaff neighborhoods. If you've been putting off that spruce-up project, now is the time to do it.

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Having trouble paying your mortgage or rent? CHAI's counselors can help!

CHAI provides guidance to prevent foreclosure or avoid eviction. Our housing counselors help clients navigate the complex forbearance and mortgage modification processes and eviction moratorium declaration forms.

In the event that a homeowner/renter is not able to retain the home, CHAI’s counselor will provide transition support or a referral to other agencies that might be able to offer further assistance.

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CHAI Homes for Sale

CHAI rehabilitates properties in Park Heights neighborhoods for homeownership opportunities. Take a look at these affordable, beautifully renovated homes.

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