Please note: CHAI's physical offices are closed on Fridays during the summer months.

Staff can be reached via email or phone.

Contact Staff

CHAI offers Homebuyer Education Workshops and one-on-one pre-purchase counseling to guide you on your path to homeownership.

Facing Eviction or Foreclosure? CHAI can help!

Learn more

CHAI is a HUD-approved housing counseling agency.

Homebuyer Education Workshops

Thinking about buying a home in Baltimore City?

Join us at one of our free monthly workshops to learn everything you need to know about becoming credit-ready, selecting a realtor, getting a mortgage, and down payment incentives!

Due to COVID-19, CHAI’s Homebuyer Education Workshops are being conducted via Zoom. Register by selecting a date below.

2022 Homebuyer Education Workshops

August 22 & 23                      

September 19 & 20

November 14 & 15   

Pre-purchase Counseling

Pre-purchase counseling helps first-time homebuyers understand the home buying process and prepare for the responsibilities of homeownership.

Please note: To be eligible for funds through Maryland State and/or Baltimore City incentive programs, first-time homebuyers must attend a homebuyer education workshop and one-on-one pre-purchase counseling.

DUE TO COVID-19, all counseling is being held remotely.

To schedule an individual session (via Zoom and/or telephone) contact Stephanie Davis at or 410-500-5310.

Homebuyer and Home Improvement Loans

CHAI offers interest-free, 2nd mortgage loans to existing homeowners for interior and exterior repairs, home upgrades that reduce household energy consumption, and down payment and closing cost reimbursements.

Learn More

Does your house or property need a facelift?

CHAI makes matching grants up to $500 for façade improvements to homes in the Glen and Fallstaff neighborhoods. If you've been putting off that spruce-up project, now is the time to do it.

Learn More

CHAI Homes for Sale

CHAI rehabilitates properties in Park Heights neighborhoods for homeownership opportunities. Take a look at these affordable, beautifully renovated homes.

Learn More