CHAI offers Homebuyer Education Workshops and one-on-one pre-purchase counseling to guide you on your path to homeownership.

Facing Eviction or Foreclosure? CHAI can help!

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CHAI is a HUD-approved housing counseling agency.

Homebuyer Education Workshops

Thinking about buying a home in Baltimore City?

Join us at one of our free monthly workshops to learn everything you need to know about becoming credit-ready, selecting a realtor, getting a mortgage, and down payment incentives!

CHAI’s Homebuyer Education Workshops are conducted via Zoom. Register by selecting a date below.

2022 Homebuyer Education Workshops

November 14 & 15   

2023 schedule will be available in December.

Pre-purchase Counseling

Pre-purchase counseling helps first-time homebuyers understand the home buying process and prepare for the responsibilities of homeownership.

Please note: To be eligible for funds through Maryland State and/or Baltimore City incentive programs, first-time homebuyers must attend a homebuyer education workshop and one-on-one pre-purchase counseling.

To schedule an individual session (via Zoom and/or telephone) contact Stephanie Davis at or 410-500-5310.

Homebuyer and Home Improvement Loans

CHAI offers interest-free, 2nd mortgage loans to existing homeowners for interior and exterior repairs, home upgrades that reduce household energy consumption, and down payment and closing cost reimbursements.


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CHAI's Homes for Sale


CHAI's Homes For Sale