CHAI offers Homebuyer Education Workshops and one-on-one pre-purchase counseling to guide you on your path to homeownership.

CHAI is a HUD-approved housing counseling agency.

Homebuyer Education Workshops

Thinking about buying a home in Baltimore City?

Join us at one of our free monthly workshops to learn everything you need to know about becoming credit-ready, selecting a realtor, getting a mortgage, and down payment incentives!

CHAI’s Homebuyer Education Workshops are conducted via Zoom. Register by selecting a date below.

2023 Homebuyer Education Workshops

May 22 & 23          August 14 & 15

June 12 & 13         September 11 & 12  

July 10 & 11          November 13 & 14 






Pre-purchase Counseling

Pre-purchase counseling helps first-time homebuyers understand the home buying process and prepare for the responsibilities of homeownership.

Please note: To be eligible for funds through Maryland State and/or Baltimore City incentive programs, first-time homebuyers must attend a homebuyer education workshop and one-on-one pre-purchase counseling.

To schedule an individual session (via Zoom and/or telephone) contact Linda Lee at or 410-500-5309.

Homebuyer and Home Improvement Loans

CHAI offers interest-free, 2nd mortgage loans to existing homeowners for interior and exterior repairs, home upgrades that reduce household energy consumption, and down payment and closing cost reimbursements.


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CHAI's Homes for Sale

In addition to providing high quality affordable rental housing throughout northwest Baltimore, CHAI creates housing opportunity for homebuyers through the purchase, renovation and resale of formerly vacant and blighted homes. Currently, there are four fully renovated row homes available for sale on Oakley Avenue – a quiet tree-lined street in Central Park Heights in close proximity to Pimlico Elementary, a Baltimore City 21st Century School. Each home has been thoughtfully updated with gourmet kitchens, energy efficient heating and cooling systems, and new flooring throughout. To learn more, click below.

Homes for Sale Flyer